Whether you own or rent, live in a two-story house or high-rise condo,
your home and its contents are likely among your biggest investments.
Make sure they're protected with home property insurance from State Farm®.
Our home property insurance coverage is packaged with liability
protection, backed by one of the world's largest claims networks, and
available with a variety of great discounts to fit your budget.
State Farm Homeowners Insurance coverage helps protect your home and property if disaster strikes.
Your home may be the single largest investment you make in life. You want to protect that investment, along with your personal property and from personal liability. That's why it makes sense to safeguard your home with a manufactured home insurance policy from State Farm.
Whether you run a small or large operation, own or rent your premises and land, or raise crops or livestock, one of our three basic policies may be expanded and tailored to meet your unique insurance needs.
To learn more about available Farm and Ranch Insurance or to get a quote, contact a State Farm agent.
This policy supplements your present policies to provide additional personal liability protection. Coverage amounts are written in increments of $1 million.
If you have questions about coverage, contact a State Farm agent.
A flood insurance policy normally takes 30 days from the date of purchase to go into effect. So don't wait until a flood is imminent to buy a policy.
The National Flood Insurance Program is only available in the United States.
More:https://www.statefarm.com/insurance/home-and-property/
Talk to a State Farm® Agent Today About Homeowners Insurance
Homeowners insurance...more people buy theirs from State Farm than any other insurer. Our claims network is one of the largest in the world, and is accessible 24/7, online or by phone. State Farm helps you save on homeowners insurance coverage by offering a host of ways to save you money for everything from Home/Auto Discounts to everyday safety items like alarm systems, deadbolt locks, and fire extinguishers. Plus, State Farm policyholders can even take advantage of special offers on home automation and monitoring systems — a smart way to save money and help monitor your home.State Farm Homeowners Insurance coverage helps protect your home and property if disaster strikes.
Get a Condo Insurance Quote
Your condo is one of the most important investments you'll ever make. To help protect it, you need the right kind of condo insurance. Our claims network is one of the largest in the world, and it's accessible 24/7, online or by phone. And we offer a host of discounts* for everything from multiple-line policies to everyday safety items. With State Farm® condo owners insurance, you can help protect your condo if disaster strikes. Plus, State Farm policyholders may be able to take advantage of special offers on home automation and monitoring systems — a smart way to save money and help monitor and control your residence.
Get a Renter's Policy for Under a $1 a Day
A State Farm® renters insurance policy may provide replacement cost protection for your everyday appliances, computers, personal electronics, furniture, clothing, kitchen ware, sports equipment, and other personal property items, even when they are not located at your house or apartment. This affordable policy can protect you against losses to your property that may be worth thousands of dollars. Plus, State Farm policyholders may even take advantage of special offers on home automation and monitoring systems — a smart way to save money and help monitor and control your residence.
Property Insurance for Associations and Organizations
People rely on you — and trust that you have a plan in place if the unexpected strikes. State Farm® can help you establish that plan with property insurance and liability coverage that helps protect your organization's assets and provides indemnification for your liability losses. Plus, our property and liability products are backed by one of the largest claims networks in the world, available 24/7 online or by phone.Manufactured Home Insurance Helps You Keep Your House, Your Home
Protect the roof over your head and everything under it, including your sense of security, with manufactured home insurance from State Farm®.Your home may be the single largest investment you make in life. You want to protect that investment, along with your personal property and from personal liability. That's why it makes sense to safeguard your home with a manufactured home insurance policy from State Farm.
Business Property Insurance Helps Protect What You've Worked Hard to Build
Business property insurance policies from State Farm® enable the purchase of insurance to be simple. They offer the coverages you need at a reasonable price. Your agent can sit down and assist you in creating a plan to make sure your business needs are covered.Talk to a State Farm® Agent Today About Farm Insurance
Since our company's founding, we've recognized the unique needs of farmers and ranchers. That's why we designed our Farm Insurance and Ranch Insurance to provide broad and flexible coverage for both your personal and business needs.Whether you run a small or large operation, own or rent your premises and land, or raise crops or livestock, one of our three basic policies may be expanded and tailored to meet your unique insurance needs.
To learn more about available Farm and Ranch Insurance or to get a quote, contact a State Farm agent.
A Personal Articles Policy Helps You Replace Specific Valuables in Your Home
You may have more valuable possessions than you realize. Your homeowners policy offers great coverage, but with deductibles and limitations. State Farm® personal articles policy can provide additional coverage you may want.Personal Articles Policy
This policy may cover items like:- Jewelry
- Furs
- Cameras
- Musical instruments
- Silverware/goldware
- Fine art (such as oriental rugs and paintings)
- Collectibles
- Sports and golf equipment
- Computer equipment
Personal Liability Umbrella Policy
Judgments amounting to thousands or even millions of dollars are being awarded by juries across the country in ever-increasing numbers. If you accidentally injure someone or damage their property, you could be the one being sued. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits.This policy supplements your present policies to provide additional personal liability protection. Coverage amounts are written in increments of $1 million.
If you have questions about coverage, contact a State Farm agent.
Flood Insurance Coverage Helps You Stay Prepared for the Worst
Most homeowners insurance policies, including those offered by State Farm®, do not cover flood damage. If your community participates in the National Flood Insurance Program (NFIP), however, you can buy flood insurance coverage directly from the federal government through the National Flood Insurance Program.Federal Flood Insurance Coverage
Most flood insurance is written through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA).A flood insurance policy normally takes 30 days from the date of purchase to go into effect. So don't wait until a flood is imminent to buy a policy.
The National Flood Insurance Program is only available in the United States.
Automobile/Recreational Vehicle Coverage
If you carry optional comprehensive coverage on your automobile policy, or if you carry optional physical damage coverage on your recreational vehicle policy, then the direct, sudden damage to your vehicle resulting from a flood would be covered under the terms of most policies.Homeowners Claims
How to Report a Homeowners Claim
To start the claims process, contact 800-STATE-FARM (800-782-8332), report a claim online, or contact your State Farm® agent. Once you've reported your claim, an associate will contact you as soon as possible.Important First Steps
- Take reasonable steps to prevent potential safety risks and/or further damage.
- If the loss is caused by theft, notify the police.
- Notify banks and credit card companies about any missing debit or credit cards.
- Keep accurate records of what you spend repairing things.
- Separate items that may be cleaned and/or repaired.
- Check with your claim representative before you discard any items you plan to claim as damaged.
- Review your policy for specific coverage information.
If Anyone is Injured
- Report it immediately to your agent.
- Obtain names and addresses of any witnesses.
- Don't make voluntary payments, obligations, or expenses outside of emergency first aid.
When Someone Files a Claim Against You
- Report your claim and State Farm will conduct an investigation to assess the allegations.
- State Farm will pay any claims you are legally liable for, subject to the terms and conditions of your policy.
Settling a Claim
- We'll pay to repair or replace your damaged property, subject to the terms and conditions of your policy.
- If applicable, check with your mortgage company about how they handle claim payment.
- Check with your State Farm agent or claim representative with questions.
More:https://www.statefarm.com/insurance/home-and-property/
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